St. Mary's: Housing & Real Estate
St. Mary's homes sell at a median $122,900 (estimated market value runs 14% higher at $139,671), with median rent $1,125 (1.4× higher than Kusilvak Census Area median $819; 1.2× below Alaska median $1,322). Homeownership rate: 60.5%. That's 1.5× higher than the Kusilvak Census Area median ($82,200); 2.5× below the Alaska median ($311,566). Market is warm. Vacancy rate 15.9%. New construction makes up 8.5% of stock. A municipal building code is in effect.
- 2.3× annual income — home value vs. household income (vs Alaska 3.3×).
- 9.1 years to break even renting at the median (vs Alaska 20y).
- 4-BR rent is 2.3× a studio — rent gradient by unit size.
- Median rent runs 15% above HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $122,900 — 0.4× the Alaska median ($311,565). Median rent $1,125/month. homeownership rate 60.5% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.3× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 33.5% |
| Affordability · Rent Affordability | cost-burdened |
| Affordability · Pct Severely Rent Burdened | 43.2% |
| Affordability · Poverty Rate | 28.7% |
| Fair Market Rent · Studio rent | $698 |
| Fair Market Rent · One-bedroom rent | $767 |
| Fair Market Rent · Two-bedroom rent | $973 |
| Fair Market Rent · Three-bedroom rent | $1,353 |
| Fair Market Rent · Four-bedroom rent | $1,602 |
| Fair Market Rent · HUD FMR area | Kusilvak Census Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $139,671 |
| Median Home Value | $122,900 (vs Alaska $311,566) |
| Median Rent | $1,125 (vs Alaska $1,322) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 15.9% |
| Housing Market · New construction (% of stock) | 8.5% |
| Housing Market · Price Appreciation 2Yr | 18.9% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 311 |
| Electricity · Electricity rate (¢/kWh) | 24.82¢/kWh |
| Electricity · Customers | 298,397 |
| Electricity · Revenue Millions | $514 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 99% |
| Mobile Broadband · 4G mobile coverage | 29% |
| Mobile Broadband · 5G mobile coverage | 0% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 60.5% |
|---|---|
| Median Year Built | 1993 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12