St. Paul: Housing & Real Estate
Housing in St. Paul centers on a median value of $95,000 (estimated market value runs 26% higher at $120,099), with median rent $971 (1.7× below Aleutians West Census Area median $1,672; 1.4× below Alaska median $1,322). Homeownership rate: 42.9%. That's 4.0× below the Aleutians West Census Area median ($377,100); 3.3× below the Alaska median ($311,566). Market is cold. Vacancy rate 37.8%. A municipal building code is in effect.
- 0.6× annual income — home value vs. household income (vs Alaska 3.3×).
- 8.2 years to break even renting at the median (vs Alaska 20y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 55% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $95,000 — 0.3× the Alaska median ($311,565). Median rent $971/month. homeownership rate 42.9% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 0.6× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 7.3% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 7.1% |
| Affordability · Poverty Rate | 25.1% |
| Fair Market Rent · Studio rent | $1,571 |
| Fair Market Rent · One-bedroom rent | $1,670 |
| Fair Market Rent · Two-bedroom rent | $2,191 |
| Fair Market Rent · Three-bedroom rent | $2,652 |
| Fair Market Rent · Four-bedroom rent | $2,901 |
| Fair Market Rent · HUD FMR area | Aleutians West Census Area, AK |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $120,099 |
| Median Home Value | $95,000 (vs Alaska $311,566) |
| Median Rent | $971 (vs Alaska $1,322) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cold |
|---|---|
| Housing Market · Vacancy rate | 37.8% |
| Housing Market · Price Appreciation 2Yr | -11.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (4)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 232 |
| Electricity · Electricity rate (¢/kWh) | 24.82¢/kWh |
| Electricity · Customers | 298,397 |
| Electricity · Revenue Millions | $514 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 0% |
| Mobile Broadband · 5G mobile coverage | 0% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 42.9% |
|---|---|
| Median Year Built | 1987 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12